If you want to become a travel agent in Canada, you are entering a thriving industry with limitless potential. However, the legal landscape is not uniform; it shifts significantly across provincial borders. Consequently, understanding both travel and travel insurance regulations is your first step toward building a professional, compliant business.
At My Host Agent, we empower you to focus on your clients and build a strong, legally compliant foundation for your business. To clarify, below is the definitive, fact-checked breakdown of what is required to become a travel agent in Canada. In addition, you will find details on selling travel insurance through an Ontario-based host agency.
The Provincial Breakdown: Navigating Canada’s Regulations
While no federal license exists, several provinces have established their own governing bodies. If you reside in one of these areas, you must satisfy their legal criteria to operate.
The Regulated Provinces
Ontario:
Regulated by the Travel Industry Council of Ontario (TICO). You must pass the TICO Education Standards Exam to sell travel services legally.
British Columbia:
Regulated by Consumer Protection BC (CPBC). Remote agents joining an Ontario host agency can typically operate under the Ontario license, provided all payments are processed through the head office.
Québec:
Régulé par l’Office de la protection du consommateur (OPC). To sell to Quebec residents, the agency itself must hold a Quebec license. Currently, we can partner with Quebec-based agents to sell to clients outside of Quebec. We accept agents who sell to clients in Quebec if they have both their POC and TICO licences.
The Non-Regulated Provinces & Territories
In Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia, PEI, Newfoundland & Labrador, and the Territories, there is no provincial or territorial “Travel Industry Act.” Nevertheless, you must still obtain a local municipal business license and register your business name with your provincial corporate registry.
Selling Travel Insurance: A Province-by-Province Guide
One of the most critical aspects of your role is protecting your clients with travel insurance. Because My Host Agent is an Ontario-based agency, specific insurance licensing rules apply depending on where you live.
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Province/
Territory
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Insurance Licensing Requirement for Our Agents
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| Ontario |
Required: You must pass the TICO exam, which includes the “Travel Insurance” module, allowing you to sell incidental travel insurance.
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Saskatchewan
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Required: You must obtain a Restricted Travel Agent Insurance License from the Insurance Councils of Saskatchewan and pass their qualifying exam.
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Manitoba
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Required: You must be registered as a Restricted Insurance Agent (RIA) with the Insurance Council of Manitoba.
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British Columbia
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Required: You must pass the Insurance Council-approved exam (ACTA) and complete 2 hours of Continuing Education (CE) annually.
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New Brunswick
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Required: Effective Feb 2026, you must hold a Travel Insurance Agent License or have completed approved LLQP or THIA training.
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| Alberta |
Exempt/Restricted: You can sell travel insurance incidental to your business, but you must operate under the host agency’s restricted license and follow AISH guidelines.
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Nova Scotia
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No Exam: You must apply for a “Travel, Accident, and Baggage” license, but there is currently no pre-licensing exam required.
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PEI & NL
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Standard: You generally operate under the host agency’s insurance umbrella but must follow provincial disclosure rules.
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The Territories
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Required: In the Yukon, you must apply for a Restricted Travel Agent License specifically to sell insurance products.
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The “Ontario Umbrella”: Why Every Agent Needs TICO
A common question arises: If I live in a non-regulated province like Alberta, do I still need Ontario certification? The answer is a definitive yes. Because My Host Agent is headquartered in Ontario, we are governed by the Ontario Travel Industry Act. Under TICO guidelines, you are an Outside Sales Representative (OSR) of an Ontario registrant. Therefore, regardless of your home province, you must be TICO certified to legally sell travel through our agency.
The Strategic Advantage of TICO Certification
Joining an Ontario-based host agency provides a massive advantage for your brand. Specifically, your clients gain access to the Ontario Travel Industry Compensation Fund. This fund builds immediate trust by protecting your clients’ travel investments in ways other provinces do not.
Final Steps to Become a Travel Agent in Canada with My Host Agent
Starting your journey should feel exciting, not overwhelming. When you choose the right partner, the transition into the industry becomes seamless. We provide the advanced technology, marketing tools, and legal framework you need to thrive.
If you are ready to become a travel agent in Canada, or you are a seasoned travel agent who wants to switch your current host and work with a team that supports your growth from coast to coast, we are ready for you.
From Reader to Partner
Ready to put these tips into practice? Reach out for details on our hosting program and how to join our team. Get in touch!
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myhostagent.com and myhostagent.ca are divisions of Total Advantage Travel & Tours, Inc., and are licensed by the Travel Industry Council of Ontario (TICO) under registration number 4374724.







